I was at a seminar couple of months back and I was listening to a speaker presenting on T. Harv Eker's jar system for financial planning. A very interesting concept therefore I'm going to try and apply this and see if it works. Feel free to join me =)

The mentioned jars are as follows:

FFA - Financial Freedom Account  10% of your after tax income goes in here and is not taken out for anything other than investments to build your PASSIVE income. Put something in this account everyday...even if it's your pocket change.

NEC - Necessities - 50% of your after tax income goes in here and is used for uh...necessities...food, shelter, clothing, car etc.

EDU - Education - 10% of your after tax income goes in here to be used to improve yourself. Do you spend more at the coffee shop than you do on your education...books, tapes, seminars etc?

LTSS - Long Term Saving for Spending - 10% of your after tax income goes in here to be used for downpayments on houses or cars...big ticket purchases like furniture etc. You could have 2 of these
jars and put 5% in each.

GIVE - Giving - 10% of your after tax income goes in here to be used for charitable contributions.

PLAY  - 10% of your after tax income goes in here for fun! You spend this money every month or at the most every two months. He suggests using this money to do or buy something a wealthy person
would. A limo ride?...a massage?...fancy shoes?...a Rolex?...it's up to you but make sure it's something that really makes you happy and/or is fun!


Have fun applying it!!! =)

Tuned in...

Ex-es...Past, Present, Future

Most people seems to be amazed that I could actually stay friends with my ex-es. My question is...Why not?? Their question is...How the h*ll?


To me, it's simple. The main reason I get into a relationship is because I can relate to someone on a physical, emotional and mental level...someone I could call a friend, a mentor and a lover. If things don't work out on a lover level, it's okay. We can stay friends and be each other's mentor. Lets face it, there really is no happiness in forcing each other to stay together for the sake of...anything! If I get to a roadblock, I speak to him. Not shout, speak. If he feels the same way like I do, it's best we move on with our lives looking for things that would make us both happy. I would be lying if I said it was easy. It ain't. But the thing is, I know that short moment of pain will give me the freedom to be happy for a long period of time. I will definitely bare that pain.


Feelings might often be in the way, those deja vu moments, glimpse of places you've been together, belongings of each other in your possession etc. but ultimately, there's no point in dragging the past to the future if they are not willing to follow. Believe in yourself that you could always find someone who could be your friend, mentor AND lover. It is not easy but sometimes the grass is really greener on the other side. Don't settle for less but settle for what you are happy with...and I am sure no one would be happy with less.


Personally, I do not want to loose a friend and/or a mentor just because we couldn't proceed as lovers. It would be such a waste! Have respect to yourself by appreciating the fact that YOU chose that person to be your lover. If you are filled with hate and disgust towards him, doesn't it reflect upon YOU that YOU made the bad choice? Don't regret...always look on the bright side and learn from mistakes. That is how you gain experience and squeeze more juice out from the lemons of your life to make quality lemonades =)

Hypoc----

Don't preach what you DIDN'T practice.

Nike: Just do it!

It is frustrating sometimes when you see people getting so worked out on the same problems over and over again.

It is pretty simple. Look for a solution to solve the problem or if not, seek alternatives that could minimize the negativity of the situation. No point dwelling over the problem...it won't go away on its own??

I always believe in my heart. If I feel it, I'm doing it. Of course within reason...think of the consequences too. If u can handle the consequences or outcomes, go for it. Do what makes you happy. Ignore what other people might think or say. So long you are happy, just do it!!!

The attraction...

I feel blessed today.

Sometimes I think the Law of Attraction actually works. The more positive energy you disperse, the more positive things are attracted to you.

Always feel blessed with what you have. In that process, peace and tranquillity will come along side happiness and positive events =)

Something to ponder...

When you are ready, it will come.

More often than not, we tend to look for things that we really want and forget that we have the things we really need.

Everything has to be done in moderation. Yes, we need to keep working hard (and smart) to seek for a better lifestyle...but at the same time, it is important to also cherish what we have and has been keeping us going. There is such thing as too much money in the world. That is usually a characteristic of someone without the right values implanted in them.

Every individual is different and there is always a debate on who or what is right. Ultimately, we just have to weigh them out. The total essence of success is very much based on the foundation of happiness, peace and understanding =)

8 Achievements of the day

Super hectic day today. Finally in my comfy bed, tunes on, fingers tapping away. I achieved a couple of things today and I am very proud of myself!

Achievement #1
Visiting a Charity organization and would very much like to volunteer if they need me =)

Achievement #2
Getting to KFC PJ 14/20 from home, for the first time..and not getting lost!!!

Achievement #3
Socializing and actually doing it alone without my mother's assistance! In the process, I gained a few contacts! Awesome!

Achievement #4
Getting to Jalan Ampang, KL from Section 14, PJ via....I'm not sure where but all I saw was signboards leading me to Cheras and Puchong. Then I landed somewhere near Mid Valley, then Chow Kit, then Semarak, KLCC and finally there an hour later. Achievement because it was a long journey and I did it. lol!

Achievement #5
JOINING TOASTMASTERS!!! Took a role in the next TM meeting as an Ah-counter and actually booked myself in to do my first ice-breaker speech on the 7th July (please come and support me!).

Achievement #6
I really like kids. They make me smile =)

Achievement #7
Spent RM2xx at Isetan KLCC on a drop-dead-gorgeous dress, two formal skirts and lingerie. Achievement because I now have more formal skirts for work =D LOL!

Achievement #8
Being thankful for all the above and actually typing this post =) Some pictures of the day:

Me and the 7yr old Jedi Birthday Boy, Rayyan

Me and Mr. Nicholas the clown

Kids taking turn hitting the Piñata

The Jedi cake

Birthday boy blowing out the candles on his cake

Toyboy-cougar relationship

So I had this little dinner outing with my ex-colleagues who are interesting individuals to hang out with...furthermore, intelligent individuals. In addition to the wonderful topics that surfaced during the dinner, it was also concluded by one of them that my "life is an occasion". Thanks?! Anyway, back to the main focus of this post...we had a conversation about dating people of different age groups.

It was purely an assumption made that most 1988 born men actually find older women more attractive...and would actually date them. By older I meant 15years or older women. So here comes the debate. Is it acceptable??? Well personally, I will be thinking................WHAT THE FUCK?!??!?? No, this is not a inferiority complex shit...it is pure senseless logic. Well, to me. A female friend of mine mentioned that it is like "having a mother taking care of you". I find that very logical. So is it that men my age is actually going for older women because they do not have that motherly love? Okay this sounds very psychological but I think it could be a possible explanation. But then again, maternal instinct is always in women in general...hence, the nagging??? Don't get me wrong, I am not generalizing men... I am just questioning those who actually date 15years older women and think it is okay.

Then again, another friend of mine mentioned that "What's worse is that there are women that age who are interested in boys your (my) age". Yeah, that seemed to be a WTF moment for me too. Guess the guys are not solely to be blamed for their blood rushing to their penis but also the older women not differentiating what is morally right. Then again, women are being smart (further explanation below) =) . Yes, there is a term called MILF but it is purely a fantasy and not something to be condoned in reality. I guess it very much depends on what a guy wants...a relationship or a funship. If you are looking for funship and experience, yeah go for it. But if you are looking for a relationship, you are barking up the wrong tree.

Based on couple of studies done across culture and race, it was concluded that women look for stability in men when it comes to looking for a partner. Men on the other hand, focused on the physical appearance. So if Miss 48-year old thinks Mr 24-year old could provide her with the stability she needs and if Mr 24-year old is happy with Miss 48-year old's physical appearance, I pronounce you mad and insane. Having said that, I'm sure there are 24-year old men who are VERY stable and I respect that. Date all the MILF, GIFL and GGIFL you want (you sick bastard). Just don't get into a relationship with a way older woman and wonder wtf happened when you get ditched. Guess the results of the studies comes in hand when your blood rushes back to your brain in your skull. Older women here are being smart by using young men to re-live their younger days. They are for sure looking for funship and not a relationship. Do I blame them??? Smart women.

At the end of the day, know what you are looking for...and be prepared for the consequences. Don't pick blue and wonder why you feel blue. YOU chose it!

The come-back

Okay...yes, I have been slacking!!! It's already mid-2012 and I am here...thinking what to blog about. I remember the times where I could just blog without staring at the screen. I wonder what happened. Nevertheless, like my bestie, Nick's favourite phrase when it comes to blogging...."I will TRY to blog".

As a back-to-blogging post, I will briefly touch on what has happened to me in the past 6 months and lessons I've learnt. May I highlight the word...BRIEFLY =) If you know me well, you will know I have a lot to talk/type about.

It wasn't easy settling back to the way things are as I have been gone for 4 years. No, I am not being cocky and turning English...I am still very much Malaysian. It is hard to explain the changes that I am going through to people who have not been there and done that. Furthermore, I have been all by myself those 4 years and it pretty much gave me the freedom to do anything and everything my way. Being back home, there are many more things to be considered...relatives, family, friends, society, past/present/future employers, criminals and yeah..you get my drift. Well, criminals because I can't carry my handbag out without having a spasm from clutching my handbag too hard! *drama queen mode-back hand on forehead* Oh the psychological and physical trauma!!!

Anyway, I was pretty much ready to run away from the reality of being here...but I snapped out of it and realized that reality is reality....and I will have to face it. It can't be that bad...right? Well, let's see...I've been in a brief employment with ABC company and in a super brief relationship with DEF guy (least it's a guy, I think). Yeah, it's been awesome!!! Having said that, I am grateful that I am where I am today and having what I have. I am starting employment with a company next week doing what I REALLY want to do and I have pretty much gave up on investing my time and efforts on anyone within the male population. Yes, it took me through a bumpy ride but I am glad I arrived safe. There is way much more things in my life that is worth investing my time...especially for myself =)

I recently met a few individuals and they were people who made me realized that I am wasting my youth! You only live every year once and it's irreversible (duh)!!! It is so important to set your goals right and go for it. Some of us might just figure it out ourselves but some of us might need that guidance or that one friend to push us to do something different...something MORE. I might be a late starter to have a resolution list but at least I am starting it...like the old saying, better late than never. And yes, continue blogging consistently is definitely on the list!!! So, stay tuned!!! xoxo